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chriswhatley's Articles in Property

  • Turn the Dream home into reality with Property Rescue
    Getting on the housing ladder is like beginning a journey on which you are not quite sure of the destination. Initially, the object of the exercise is to have somewhere to call your own and, perhaps, to start married life or a long term relationship with the person you love. If the rose-coloured spectacles of love are really working, you might not be too particular about where or what that home turns out to be – so long as it’s yours it is sure to be your castle!
  • The Truth About Sell and Rent Back Part 3
    The biggest advantage that sell and rent back affords, is the ability to stay in your home whilst consolidating debt. The peripheral benefits of this are numerous, as it prevents the need for a stressful move, changing schools for children or even a change of job. The long term benefits of preserving your credit history have previously been mentioned and the short term loss may be prudent when considering the loan term gains.
  • The Truth About Sell and Rent Back Part 2
    The small element of sell and rent back companies that do decide to evict tenants without notice are the same companies that tend to be reported on in the press. One of the advantages of a sell and rent back company is discretion. As a result, it is rare to find anyone who is willing to broadcast their situation and give a different account of their experiences. But the companies that do treat their clients badly are as a result of the de-regulated system and the sell and rent back sector will o
  • The Truth About Sell and Rent Back Part 1
    The much publicised property slowdown and credit crunch has forced many homeowners into difficult situations. The cost of living has risen dramatically in the last couple of years and the credit crisis across the pond has only added to the mortgage problems that many people are facing.
  • Sell My House Fast - Offers from Property Resuce
    Property Rescue offers people an alternative route to selling their homes. The key benefit of selling with Property Rescue is one of speed – house sales can be completed within a matter of days with exchange of contracts taking place just 24 to 48 hours after acceptance of offer.
  • Seeking the Sun for British Property Owners
    We hear a great deal in the media about the influx of people from eastern Europe, yet the record numbers making a permanent escape from the UK seem to receive less attention. Property Rescue looks at the increasing number of British Property owners that are seeking the sun and moving abroad.
  • Retirement Worries sorted by Property Resuce
    Retirement is meant to be a time when people enjoy life, putting aside their work and spending time on the family, friends and hobbies that have often had to take a back seat while they pursued their career.
  • Property Market Round Up for 2007
    The year began with what had become a familiar trend of rising prices, which, it seemed, would go on for ever. But it was not long before some commentators and financial experts were warning of potential slowdown or even disaster in the months and years ahead. The credit crunch in the US sent shivers through the economy, the effects of which are still with us today and likely to continue for a while yet, whilst bank interest rates rose and mortgages followed suit.
  • Moving Home and Cutting Costs with Property Rescue
    Interest rates have seen a further cut today with the announcement by the Bank of England that the base rate will be lowered to 5%. But the recent series of cuts is not filtering through to the mortgage market, where loans are in short supply.
  • Its a Buyers Market according to Property Rescue
    House sales are in a slump and prices are falling. So say the latest reports on house price trends throughout the country.

    The key reason appears to be the disparity between the number of buyers and the number of sellers. The credit crunch has made lenders reluctant to say ‘yes’ to those with poor credit histories or those that want 100% or near 100% mortgages.
  • Is your Credit in Crisis?
    As Christmas approaches more and more of us turn to our credit cards to provide the funds we need to finance our seasonal purchases. Despite the concern emanating from retailers it looks as if we are set to spend record amounts again this year. During the Christmas period consumers in the UK are expected to shell out an amazing £53 billion, approximately two thirds of which is likely to be made on plastic.
  • Is Property still a Good Investment - Ask PropertyRescue
    With all the media speculation about a property price crash, the fallout from the US sub-prime mortgage collapse, the hike in repossession rates and the cost of living spiralling, it’s easy to draw the conclusion that people are going off the idea of putting their money into property.
  • How to Sell your Home with Property Rescue
    Are you reading this article and wishing you were somewhere else? If so, you might be one of the thousands of people who have a ‘For Sale’ board outside their homes. You are desperate to move house but because the property market has slowed almost to a standstill you are stuck. No matter how much you improve your home or drop the price, nothing happens.
  • Housing Market - Confidence Levels Drop
    This week the financial commentators have reported on several factors that are hitting the housing market via a lowering of buyer confidence.
  • Home Information Packs Information for Seller by Property Rescue
    In the current property market sales are slow. Beleaguered buyers are less than keen on the introduction of new policies that might slow down the sale or make it even more expensive than it is already…and understandably so. The advent of Home Information Packs places an obligation on the seller to provide certain information ready for anyone who might want to buy their property, but how onerous is that obligation and is it likely to quicken or elongate property purchases?
  • Fist Quater Repossession Figures from Property Rescue
    Recent repossession statistics show that there is no slow down in the housing crisis.

    The current figures must be seen against the backdrop of 2007, which had been forecast to be a bad year by the Council of Mortgage Lenders even before the credit crunch hit. But despite these predictions, 2007 ended with the actual number of repossessions standing at 27,100, well below the 30,000 the organisation had expected.
  • Finding it Impossible to Sell your House speak to Property Rescue
    IMPOSSIBLE TO SELL?

    We reported a couple of weeks ago on ‘A Buyer’s Market’, focusing on a fall in the number of properties sold and the downward trend in the price of housing stock. Since then news for sellers has worsened, with this week several mortgage lenders withdrawing offers and all becoming more particular about where they allocate limited funds.
  • Dealing with Debt with Property Rescue
    Living with debt has become an unavoidable fact of life in 21st Century Britain. The high cost of living, coupled with easy credit and spiralling housing prices has created a situation whereby it seems almost impossible to function economically without having to manage debt.
  • Christmas Property and Finance Hangover
    Did Christmas leave you with the type of hangover that can’t be cured by a couple of aspirins and a cooked breakfast? If so, you’re not alone. The Financial Services Authority carried out a pre-Christmas survey that showed people were more likely to resolve to go on a diet or book a holiday in the New Year than try to deal with the bills they’ve run up over the festive period.
  • Change your Fortunes in the New Year with Property Rescue
    If 2007 was a less than perfect year financially, you might have welcomed in the New Year with open arms in the hope that your fortunes will change as 2008 progresses. For those lucky enough to have had promotion at work or have moved to a higher salaried job there is every opportunity to become more financially stable. The rest of us, however, will have to make do on the same, or a very similar, income and brace ourselves for the economic downturn that many forecasters are predicting.
  • An Active Retirement listen to Property Rescue
    It used to be the case that most people ‘stayed put’ when they retired. They’d give up work, grow veggies on the allotment or concentrate on the garden, and live out the majority of their retirement years in the family home. But attitudes are changing as we come to expect more from our retirement and our general health improves allowing us to travel more and do more.
  • A Close Connection between Health and Wealth from Property Rescue
    Insurance is one of those areas where it seems people are only too ready to stick their heads in the sand and adopt the ‘it’ll never happen to me’ attitude. It’s not hard to see why this happens; for a start there are few of us who enjoy dwelling on the potential disaster that may or may not be around the corner, and in any case if money is tight insurance is often the first item of expenditure to be sacrificed.

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