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How To Prevent Phony Settlement Offers With increasing number of people especially in the United States suffering from debts daily, others are also taking advantage of this unfortunate experience by many. Life insurance, tax, mortgage, credit card debts, and other loans, is one of the biggest problems in US and even in UK today. Are We Talking Cheap Tourist Trap Here Maybe? Although the connotation for the words "tourist traps" is often times less than appealing, many of these places are actually interesting on a less than mainstream kind of way. There are people in this world that would rather enjoy quaint, off-road, eccentric places than the most popular tourist spots. Tourist traps, as a rule, are roadside or tourist attractions that have acquired bad reputations. How Is Car Insurance Fraud Committed? Car Insurance Fraud occurs when insured and uninsured drivers try to stage an accident, so that they can collect money from the victim's insurance company. Insurance fraud has been around for hundreds of years, even back in Greece (when insurance first began) when ship owners would purposely hit another ship or sink their own ship to collect money from their insurance policy. Today, there are many forms of car insurance fraud, such as the swoop and squat and the intentional brake-slam. Craigslist Scam - Craigslist Fraud Unless you've been living in a cave for the last couple of years, you're probably familiar with Craigslist.org. It's the website that has revolutionized placing classified ads, finding jobs, houses, dates, anything you could possibly want you can generally find on Craigslist. When's the Next Phone Scam? Telephone fraud is one of widely known forms of fraud in the world. In this article we're going to take a look at some of the more prominent scams, warning signs, and how to avoid becoming a victim yourself. How click fraud is affecting the online advertising industry Click fraud is a common form of fraud that victimizes pay per click advertisers on the internet. The term refers to a person, or sometimes a script or robot, who clicks on ads in order to generate revenue or to damage an advertiser, but has no legitimate interest in the offer being promoted.The motivation behind click fraud is purely for financial benefits. Loan Fraud - Fraudulent Loans Fraudulent loans take on many different forms. The victims may be individuals or financial institutions. Accounting Fraud - False Bookkeeping Accounting fraud habits seem to be popping up everywhere these days. Many small business owners feel that their companies are immune to accounting fraud for two basic reasons: they don't have many employees, and the ones who deal with money are usually close to the owners. But regardless of size, any business is vulnerable to fraudulent activities by employees. Travel Scam - Travel Fraud Variations on travel scams are numerous and ever changing. If you travel frequently, informing yourself on some of the details about travel scams will pay off for sure. Most travel scams occur in big cities, still if you are in a rural destination it doesn't mean you can walk with your eyes closed. Handkerchief Switch - Jamaican Switch Handkerchief switch or Jamaican switch is a scam which was first seen on the southern coast of the United States over one hundred years ago. Handkerchief switch is a confidence game similar to the pigeon drop. It manifests in various forms, although all follow a similar pattern. Moving Company Scams - Movers Scam You probably haven't heard or even are not aware of moving company scams. Nevertheless the moving industry seems to be much more scam-ridden than many other industries. Before we begin I just want to point out that is recommended moving yourself if possible, or using a you-pack/we-drive service. Mortgage Scam - Home Mortgage Fraud Each mortgage scam contains some type of misstatement, misrepresentation, or omission relied upon by an underwriter or lender to fund, purchase or insure a loan. Mortgage scam is easily practiced particularly where mortgage industry professionals are involved. The true level of mortgage scam is largely unknown because a significant portion of the mortgage industry is void of any mandatory fraud reporting and in addition, mortgage fraud in the secondary market is often under reported. False Drugs and Medications - Deceptive Medicine Rather than receiving proper medical treatment on time, a lot of it was wasted on false drugs and medications. Lottery Scam - Fake Lottery Prizes Lottery Scam is a form of advance fee fraud or money laundering. Every day thousands of false emails are sent to potential victims. Pyramid Schemes And MLM Scams Pyramid schemes are deceptive practices which promote themselves as legitimate businesses. Cheque Fraud - Cheque Scams Cheque Fraud is one of the oldest types of financial crime. Even in our computer and internet technology era, many still prefer to pay by cheque or bankers draft. Insurance Fraud - Fake Insurance Claims Insurance industries report a possible 3% to 10% of all insurance claims are frauds. What is HYIP HYIP stands for High Yield Investment Programs and is a get rich quick scheme. HYIP's promise from 1% up to 200% a day of the total invested amount. If you invested in the 200% a day program 1$ you would get 2$ the next day, 4$ the second, 8$ on the third and so on. Credit Card Fraud Credit Cards are a convenient payment method, although they do carry risks. Nigerian Scam - Advance Fee Fraud Started in the 80's this scam has run per normal post, fax and per telephone and now in our internet age only increasing the number of victims.

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